Hybrid Digital Onboarding & Know Your Customer (KYC compliance with AML4)

ID Verification is a comprehensive identity verification solution for customer enrollment​. It is the answer for financial institutions looking to deploy a fast, convenient, and compliant way of performing identity checks to prevent themselves from money laundering activities.

In the current regulatory landscape, global financial organizations must make significant investments in anti-money laundering (AML) and anti-terrorism controls (CFT) leading them to follow a client identification procedure of Customer Due Diligence (CDD) or Know Your Customer (KYC). ID Verification helps banks provide a smooth customer onboarding experience that complies with KYC regulations and minimizes the risk of fraud.


Gemalto’s ID verification solution automatically performs, in a few seconds, the three verification actions required to identify a customer and it also allows a real-time enrollment in any configuration. It is a fully flexible solution that can be easily deployed across subsidiaries and branches.

Our solution automatically provides, in a matter of seconds:

  • digital capture of customer information for instant auto-fill in enterprise data systems
  • multichannel identity document verification, with adaptable security levels
  • option of customer authentication using biometric technologies
  • option of customer risk assessment through the review of PEPs, sanctions or watch lists​

Mellon’s Hybrid solution offers organizations various services depending on local regulations and IT infrastructure:

  • Off-line ID Verification with Back-office services
  • Video Call services for extra security checks and liveness
  • Uploading of extra accompanied documents to support remote on-boarding
  • Remote issuing of Qualified Certificate to support Remote Digital Signing under eIDAS regulation